| Card |
Description |
Application Fee |
Monthly Fee |
|
Blue Sky Prepaid Card |
You can pay for the card online using any existing debit or credit card. To issue a card you will need your passport number or UK driving licence number, and a delivery address for the card. You do not need a bank account, credit history, or proof of address.
|
£9.99 |
£4.45 |
 |
Orange Prepaid Cash Card |
This car is designed to help you in shopping with cash or online. this is not a credit or debit card but it is an cash card or like cash in your pocket. You need not to have a bank account to buy this card. You can use it as daily spend cash from your pocket. |
£5 |
 |
|
Kalixa Prepaid Cards |
Kalixa is a Pay As You Go MasterCard and eAccount (e-money account) that lets you shop securely online, on the high street and over the phone. You can use your Kalixa Card all around the world wherever the MasterCard acceptance mark is displayed, both in stores and to withdraw cash from ATMs.
|
£4.95 |
|
|
Cashplus Active Prepaid Card |
Cashplus has no direct link to your bank account and is not a debit card or credit card as there is no credit facility. Your Gold Prepaid MasterCard is a monthly subscription fee and is free to make as many transactions as you like and it's free to top up your prepaid card.
|
£4.95 |
£4.95 |
|
Virgin Prepaid Card |
The Virgin pay as you go Visa card costs just £9.95 to buy and offers two tariffs. Depending on how much you use it – choose from 'Pay as you go' or 'Pay monthly'.
|
£9.95 |
|
 |
Freedom Cash Card |
You are 100% guaranteed to get a Freedom Cash Card – there are no credit checks, and no ID is required to open a starter account.
|
£0.00 |
£3.95 |
|
Escape Prepaid Card |
The Escape Travel Money prepaid Mastercard® opens up a whole new world of savings, security and convenience when travelling abroad. With FREE international ATM withdrawals, no charges for purchasing worldwide and great rates on foreign currency, it’s a great travelling companion.
|
£4.99 |
|
|
Virgin Pay As You Go Card |
- No bank account needed, and no credit checks
- It's a secure way to shop - online, by phone and in store
- It makes budgeting easy
- Great discounts at Virgin companies
- A choice of 'Pay as you go' or 'Pay monthly' tariffs
|
£9.95 |
|
|
|
|
|
Prepaid Card Guide
A prepaid card works in the same way as a credit card, just without the credit! The majority of UK prepaid card providers now offer cards embossed with your own name, with CHIP & PIN and sometimes even contactless technology. This makes it almost impossible to tell the difference between the two and provides a "risk free" way to spend as you would with any other payment card at retailers displaying Visa/MasterCard signs. You just receive your card, load it up and the then use your MasterCard or Visa prepaid cards wherever they are accepted.
With society focussing more and more on paying with plastic, both offline and online, card payments may cause a major challenge for many people who have struggled with credit in the past or when circumstances won't allow a credit/debit card facility from their bank. Prepaid debit cards offer an easy solution in these situations and prevent future overspending and card charges/fees.
Obtaining a prepaid card is an easy process and once you receive your card, you can deposit funds directly into your card account using a number of methods including bank transfer, payment at your local post office, internet banking, debit or credit cards and third parties such as Moneybookers or Paypal. You can also have funds paid directly from your employer onto the card (limits apply). Your money is transferred electronically which makes it available for you to use as soon as it hits your account. When making purchases with your card, it is simply debited by the amount you spend as would be the case with using a normal debit card attached to a bank account.
Prepaid cards also provide a means to transfer money from different countries easily and cost effectively, especially since ATMs in every country communicate with Cirrus and Plus machines, which are among the most popular types.
Prepaid Card Guide – something to consider?....
There are many different types of prepaid products on offer and it is definitely worth reviewing all of your options to see which would suit your circumstances and requirement best - at Prepaidcardguide.co.uk we try to make this process as simple as possible.
Many will have a low card application fee, but a higher monthly charge. Some with a higher monthly charge however will offer fantastic benefits such as credit building products, advances (short term loans paid directly onto the card) and Payment Protection amongst other benefits.
Most cards will have no Point of Sale charges, but a range of ATM fee's apply whenever you use a cash point, so evaluate how you will be using your card and how often, to help ensure you get the card that is the best for you.
When it comes to exercising discipline over your spending habits, debit cards are often considered a more financially responsible choice over their credit card cousins. Prepaid cards help users to manage their finances better, thereby providing better overall financial stability, helping them maintain good credit history and improving their financial status
Prepaid Cards Features:
- Flexible payment option
- low transaction fees
- which includes free bank loads and UK purchases
- no bank account required
|
- it is one of the safest ways to shop online
- in-store and for cash withdrawals
- there is full security for your chip & PIN
- no transaction fee on Point of sale purchases and you can also manage your account online.
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